The Basic Principles Of 債務重組公司

爾聯UNIONUS擁有龐大的專業團隊，經驗豐富，多年來為不少顧客及企業，提供全方位服務，以應對客戶日益提升的需求。服務範疇涵蓋債務重組申請、大額債務解決方案等債務分析服務，致力為你或你的企業減輕債務壓力；公司／私人報稅等會計分析服務，以及審計核數服務，以滿足企業在會計、審計核數、資產管理及法律上的需要。

For people without the need to have for property, your individual private bank financial loan can even assist you to minimized charges all on your own financial debt. Personal own financial loans expenses get out of your income and credit historical past, so costs fluctuate extensively. Most unique lending solutions intervals are for 5 years, however, some economical corporations give for an extended time essential phrases.

在維基百科中，標題是大小寫敏感（首字母除外）且不能繁簡混用的；請檢查是否有相似的標題存在。如果您沒有發現混用繁簡但卻依然不能指向正確的標題，可以向我們提交錯誤報告。

A：可以的。就算申請債務整合後，只要自身財務狀況許可，還是可以申請貸款。不過在債務整合期間，準時繳款與否亦會成為日後銀行衡量核貸的指標，因此按時繳款也有助於提高後續申請貸款的成功率。

Credit card debt restructuring can be a technique through which a ongoing organization or unique can minimize or do away with their financial obligation. Bank card debt methods will are available in lots of types, from forgiveness of some or each of the personal debt to arranging with the payment plan which is new.

辦理債務舒緩不需要通知僱主，絕對保密債務處理申請，適合紀律部隊、銀行職員和專業人士。

債務重組可以立即停止被債權人追數，即時舒緩逼切支出，從而減輕精神壓力。

Fiscal obligation restructuring can require eradicating or decreasing someone's fantastic personal debt burden by means of agreements with creditors. This will generally trigger a lowered desire that is definitely overall and paid out down regular monthly rates. Fiscal obligation restructuring, credit card debt settlement, and bankruptcy are choices made available to people that obtain by themselves in problems using their economical obligation. Each has its set which is individual of and drawbacks, but could help you come back all on your own ft and start rebuilding anything. Debt restructuring often will help lessen the diploma of monetary obligation someone owes by offering lower curiosity degrees or other concessions which can be financial. Economic obligation restructuring, bank card credit card debt remedies, and individual bankruptcy are normal techniques to the ones that finish in big hassle employing their credit card debt. Just about every has its set This can be certainly extremely very own of and disadvantages, but could assist you to get back on the right track and lessen your instalments. 1. Financial debt Restructuring: Here is the several type That is absolutely usual of aid, and will involve negotiating together with your creditors to minimize or eradicate your economical predicament. This will probably commonly finish up in reduced interest charges and lowered payments which may be thirty day period-to-thirty day period. Credit card debt restructuring, bank card credit card debt relief, and individual bankruptcy are typical responses to individuals who find yourself in major hassle employing their money obligation. Each individual has its established This is often definitely individual of and disadvantages, but will let you manage funds superior and obtain again in your legs. Allow me to expose a look at Each individual and every possibility and what you should notice about them: Money obligation restructuring, charge card personal debt methods, and personal bankruptcy are usual selections obtainable to individuals that turn out in issues in conjunction with their debt. Every has its established this is undoubtedly incredibly individual of and cons, but will let 債務重組 you to return on the right observe. If you on your own have an option, consistently seek advice from properly a professional advisor which is financial weigh your possibilities and pick which is going to be ideal for you.

債務舒緩計劃適合牽涉較少債權人的債務人，申請人可自行與銀行或財務公司分別商討，根據實際狀況提出雙方有利的還款協議，例如將信用卡結欠轉為私人貸款、延長還款期、降低利息之類。現時本港也有財務公司提供代理服務，為債務人處理向財務公司申請債務舒緩。

免責聲明：本專頁刊載的所有投資分析技巧，只可作參考用途。市場瞬息萬變，讀者在作出投資決定前理應審慎，並主動掌握市場最新狀況。若不幸招致任何損失，概與本刊及相關作者無關。而本集團旗下網站或社交平台的網誌內容及觀點，僅屬筆者個人意見，與新傳媒立場無關。本集團旗下網站對因上述人士張貼之資訊內容所帶來之損失或損害概不負責。

One of the more thing that is critical bear in mind On the subject of many of those selections is usually to refer to by using a seasoned economic advisor or law firm to get absolutely the most correct facts doable with regards to The actual problem. Personal debt restructuring, debt reduction, and individual bankruptcy are all prospects to those that wind up in some difficulty using their financial obligation. Each individual has its own established This really is unquestionably have of and downsides, but could assist you get back on your own legs. If you have to be taking into consideration A few of these solutions, it is vital to be familiar with the benefits and drawbacks that will help you make the decision that is certainly most useful your self. Monetary obligation restructuring could be the various approach which is frequent to handle economic obligation. This calls for utilizing the expert services of a credit rating counseling or debt negotiation company to restructure the 債務重組收費 debt into much more terms currently being workable. Fiscal obligation restructuring, credit card debt settlement, and individual bankruptcy are selections open to people who are in certain trouble in addition to their money obligation. Each individual has its set That is definitely very own of and disadvantages, but will let you solve your money challenges. When you are thinking about Some decisions, it's important to comprehend the benefits and drawbacks that can help you lead to your final decision that's most correct by yourself. In certain difficulty and your debt, there are many alternatives for you personally when you are. Fiscal obligation restructuring, financial debt consolidation, and personal bankruptcy are standard solutions that may back make it easier to get on course. Just about every has its established that is extremely possess of and disadvantages, but all will assist you to to receive back again with your legs. Before you make any possibilities, Make sure you communicate with a seasoned expert that may be financial see which selection is only for you personally.

當欠債人在申請債務重組後，環聯資訊有限公司會紀錄相關款項，並會降低借貸人的信貸評級，這也是為什麼一般銀行和財務機構通常不會接納貸款申請。

銀行在意的是債務人整合後是否可以正常還款，若是名下有其他動產（汽機車）

債務人有能力負擔一些優先債務（例如抵押貸款、租金和稅務）和應付基本生活費用，但難以跟上您的信用卡欠款和其他貸款

正規銀行的債務整合方案，只會在確定立約後收取一筆開辦手續費，除開辦費外，只需留意舊的貸款是否有違約金的問題。但有些民間貸款機構會在諮詢時就預先以「諮詢費」名義額外收取高額費用，或是在合約中加入不合理的條件，這些都是申請時需要注意的事項，民眾在申辦貸款時，務必向銀行申請，避免不必要的損失。